High Risk Liability
DELEGATED AUTHORITY PRODUCT

CLAIMS

High Risk Liability

Focus’ facility for High Risk Liability, brought to you together with our ‘A’-rated Insurer Partner Liberty Mutual, caters for many difficult-to-place Trades. Our arrangement with Liberty also allows us to quote bona fide subcontractor (BFSC)-led risks.

BENEFITS

  • Most high-risk Trades quoted
  • Signed Statement of Fact basis
  • Wide policy wording, often with no height or depth limits
  • Legal Expenses including contract disputes
  • Site Safety Assessment Tool

CORE COVER

  • Employers Liability £10m
  • Public/Products Liability up to £5m (£10m for certain Trades)

TARGET BUSINESS

  • Civil Engineers
  • Diamond Drillers
  • Groundworkers
  • Landscape Gardeners
  • Plumbing & Heating Contractors
  • Quarrying
  • Refrigeration & Ventilation Engineers
  • Rope Access & Abseilers
  • Steel Erectors & Steeplejacks
  • Tree Surgeons
  • Welding & Fabrication