High Risk Liability
DELEGATED AUTHORITY PRODUCT

CLAIMS

High Risk Liability

Focus’ facility for High Risk Liability caters for many high-risk Trades. Brokers often experience difficulty in placing certain Trades, and in the main this facility caters for SME clients in the higher-risk sector.

BENEFITS

  • Most high-risk contracting Trades quoted
  • Statement of Fact basis – no proposal form required
  • Wide policy wording, often with no height or depth limits
  • Legal Expenses including contract disputes included

CORE COVER

  • Employers Liability £10m
  • Public/Products Liability up to £5m (£10m for certain Trades)

ADDITIONAL COVERS

  • Contractors All Risks available separately
  • Excess of Loss Public/Products Liability available up to £10m

TARGET BUSINESS

  • Civil Engineers
  • Diamond Drillers
  • Groundworkers
  • Plumbing & Heating Contractors
  • Refrigeration & Ventilation Engineers
  • Rope Access
  • Steeplejacks
  • Welding & Fabrication