Contractors Liability
DELEGATED AUTHORITY PRODUCT

CLAIMS

Contractors Liability

Our Contractors Liability facility provides wide bespoke contracting cover with flexible wordings. Focus’ main providers for these facilities are all ‘A’-rated Insurer Partners. We also have other facilities for specific Trades.

BENEFITS

  • Efficacy & Financial Loss (tort only £50,000) included
  • Higher limits of indemnity available
  • Legal Expenses including contract disputes
  • No bona-fide subcontractors warranty unless otherwise outlined
  • No end of year declaration unless otherwise stated
  • Statement of Fact basis – no proposal form required
  • 30-day automatic JCT 6.5.1. cover as standard
  • Turnovers up to £10m

CORE COVER

  • Employers Liability £10m
  • Public/Products Liability £5m

ADDITIONAL COVERS

  • Contractors All Risks £500 excess with no increase for Malicious Damage or Theft
  • Six-month speculative build extension included
  • Excess of Loss Employers Public/Products Liability

TARGET BUSINESS

  • Builders
  • Carpenters & Joiners
  • Double Glazing
  • Fencing Contractors
  • Groundworkers
  • Painters & Decorators
  • Shopfitters