Contractors Liability

CLAIMS

Contractors Liability

Our Contractors Liability facility provides wide bespoke contracting cover with flexible wordings. Focus’ main providers for these facilities are all ‘A Rated’ partner insurers. We also have other facilities for specific trades.

BENEFITS

  • Efficacy & Financial Loss (tort only £50,000) included
  • Higher limits of indemnity available
  • Legal expenses including contract disputes
  • No bona-fide subcontractors warranty unless otherwise outlined
  • No end of year declaration unless otherwise stated
  • Statement of fact basis – no proposal form required
  • Thirty day automatic JCT 6.5.1. cover as standard
  • Turnovers up to £10m

CORE COVER

  • Employers Liability £10m
  • Public/Products Liability £5m

ADDITIONAL COVERS

  • Contractors All Risks £500 excess with no increase for malicious damage or theft
  • 6 month speculative build extension included
  • Excess of Loss Employers Public/Products Liability

TARGET BUSINESS

  • Builders
  • Carpenters & joiners
  • Double glazing
  • Fencing contractors
  • Groundworkers
  • Painters & decorators
  • Shopfitters

SPECIALIST PRODUCT

ROOFERS & SCAFFOLDERS LIABILITY