Excess Loss PL/Products & EL

CLAIMS

Excess Loss PL/Products/EL

Today’s society is becoming increasingly litigious. As a result, it is important for businesses to have adequate limits of indemnity in place for Public/Products and Employers Liability.

Nowadays most insurers are not keen to give limits of indemnity in excess of £5m (Employers Liability £10m) as a primary layer. Focus Excess of Loss is a cost effective way of purchasing higher limits of indemnity.

Our facilities underwritten by leading insurers help us to quote excess of loss liability (EL/PL/Products) with very few excluded trades.

BENEFITS

  • Statement of fact basis – no proposal form required
  • ‘A’-rated insurers with strong financial reserves
  • Single contract or annual quotes available
  • Competitive premiums starting at £500

CORE COVER

  • Excess of loss up to £20m for Public/Products and Employers Liability
  • Limits above £20m considered on a case by case basis

ADDITIONAL COVERS

  • Health & Safety Risk Management Tool
  • Legal Expenses including contract disputes

TARGET BUSINESS

  • Hazardous locations
  • Manufacturing risks
  • Non-standard trades
  • Property Owners
  • Unusual Premises