Our Contractors Combined scheme, underwritten with Zurich, provides wide, bespoke contracting cover with very flexible wording – and underwriters who are keen to help.

A few of the benefits and cover features your quotation may enjoy

• No bona fide subcontractors warranty
• No end-of-year declarations
• Statement of fact basis – no proposal form required
• Efficacy cover included
• Financial loss (tort) cover
• Competitive premium finance plans on all quotes
• Flexible underwriting approach
• Turnover limit of £10m
• Minimum premiums as low as £250
• £10m EL and up to £5m PL/products
• Flexible excess layers up to £10m on both EL and PL
• Comprehensive legal expenses package – option to extend cover to include contract disputes.

• Builders
• Carpenters and Joiners
• Double Glazing Installers
• Ductwork Contractors
• Fencing Contractors
• Groundworkers
• Guttering/Fascia Boarding Installers
• Kitchen Installers
• Painters and Decorators
• Plant Hirers – specialist covers available
• Plumbers
• Shopfitters