Contractors All Risks – Standalone Product
DELEGATED AUTHORITY PRODUCT

CLAIMS

Contractors All Risks: Standalone Product

Focus has created a CAR Product in partnership with HSB (part of the Munich Re Group). While this Product mainly quotes annual policies, it can also accommodate single contracts if required.

BENEFITS

  • Flexible excesses (minimum £500)
  • Statement of Fact basis – no proposal form required
  • Turnovers up to £10m

CORE COVER

  • Contract Works up to £2.5m any one contract
  • Contract period of 12 months (although we can quote 24 months)

ADDITIONAL COVERS

  • Own Plant up to £500,000
  • Hired-in-Plant up to £500,000
  • Employees Tools & Personal Effects

STANDALONE PRODUCT (Annual Policy)

  • Contractors Plant & Equipment
  • Hired-in-Plant
  • Employees Tools & Personal Effects

TARGET BUSINESS

  • Demolition Contractors
  • Roofing Contractors
  • Groundwork Contractors
  • Landscaping Contractors
  • Structural Steelworkers & Fabricators
  • Cladding Contractors
  • General Builders
  • Mechanical Engineers
  • Internal Subcontracting Trades